Bring your Xero books to desktop software you buy once and keep using.
One-time purchase from $349 · 30-day money-back guarantee · Windows, macOS and Linux

The difference is whether another payment is required to keep using your books. With Solid Accounting it isn’t.

Xero doesn’t give you a company file to take away, so the move is a cutover: pick a date, enter your opening balances, and import bank and card activity from that date on. The Xero guide walks through it.
Save your Xero trial balance, balance sheet, and agings as of that date.
Set up the chart of accounts and enter balances from that trial balance.
Bring in bank and card activity from CSV, OFX, QFX, or IIF files and PDF statements, then check the trial balance.
Xero is strong at multi-user cloud collaboration, bank-feed workflows, and giving an outside accountant access from anywhere. If that operating model matters most, it may be the better fit.
Growing is the clearer baseline for an operating business because Xero Early limits invoices and bills. We show the limitation rather than using the lowest headline price as if the plans were identical.
No. It's a different way of working: a native desktop app, your company file on your own computer, a one-time purchase, and optional Updates & Cloud Services. Choose on how you want to work, not price alone.
Yes, as a cutover. Xero doesn't give you a company file to take away, so you pick a cutover date, enter opening balances from its trial balance in Company → Opening Balances…, then import bank and card activity from that date on with File → Import → Import Transactions…. Your Xero account isn't changed.
Also comparing: QuickBooks Online · FreshBooks · All migration paths
Buy Solid Accounting once from $349 and keep using the version you bought. Renew Updates & Cloud Services when you want new releases and connected services. 30-day free trial. 30-day money-back guarantee.
One-time purchase · 30-day free trial · Windows, macOS and Linux