| How you pay | A monthly or yearly subscription, for as long as you use it | OnceStandard $349Professional $499Accountant $699See pricing → | Optional, each year after Year 1Standard $99/yrProfessional $129/yrAccountant $179/yrSee pricing → |
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| If you stop paying | Access depends on your subscription | Keeps working. The version you bought and your company file stay yours. | New releases, bank feeds, new cloud backups and Cloud Invoicing stop. Existing cloud backups stay restorable. |
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| Where your data lives | On the vendor’s servers | In your company file, on your computer. Professional and Accountant can share it with other computers on your office network. | An encrypted copy in cloud backup |
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| Software updates | Included while you subscribe | The version you bought | New releases and tax table updates |
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| Bank transactions | Included while you subscribe | Import CSV, OFX, QFX, IIF and PDF statements. Import PayPal, Stripe and Square transactions and reconcile them like bank accounts. | Bank feeds through Plaid: 3, 5 or 10 bank logins; extra logins $3/month each |
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| Invoicing and payments | Included in plans; card payments depend on the vendor | Invoices and estimates as PDF, printed, or emailed from your mail app | Cloud Invoicing: customers get a link to view the invoice online. Customers pay through your own PayPal, Stripe or Square account. Payments go to you; we never process or hold your money. Coming soonStripe first; PayPal and Square planned |
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| Backups | On the vendor’s servers | Local backups, to a folder you choose | Encrypted cloud backup: 3, 5 or 10 GB |
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| Users | Depends on the plan | 3, 5 or 10 included; +$100 per extra user, one time | —Not applicable |
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